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Umbrella

A huge liability suit can strike any family at any time ---- even your own!

Standard limits in auto and homeowners policies often fall far short of damage awards. An umbrella policy picks up where all your other insurance policies leave off in paying for judgments against you and insured members of your family.

Coverage may include:

Traffic, recreational, home and other accidents (including in other countries)
Injuries caused by your child
Personal injury (slander, mental anguish, false arrest, libel, etc.)
Legal defense
Activities as an officer or director of a not-for-profit organization

Premiums are surprisingly reasonable if you shop wisely. Your independent Valley Insurance Associates, Inc. agent can help you determine the amount of coverage that's best for you.